Monthly Archives: November 2013

Save Money – Take Care of Yourself

backacheMy back has been achy and “cranky” lately. Last month it was irritable enough that I left work early, went to the doctor’s, and missed two days of work (something I haven’t done much in the nearly five years I’ve been at my current job). That weekend I spent icing my back and being very careful in my movements (and groaning a lot). All I could think of was my back and how much it hurt. I’m sure you’ll agree that’s no way to spend a beautiful weekend.

While nursing my growly, cranky back I read Stormie Omartian’s book Greater Health God’s Way. She writes that God is honored when we take care of our bodies. She writes about how she felt before she started embarking on a program to improve her health and how she felt after. She emphasizes getting outside, eating natural foods, drinking plenty of water, combating stress, practicing prayer and fasting, and getting a good quality of sleep. I don’t agree with everything she wrote, but I do agree with the point she makes to be proactive on health matters—take care of small matters before they become big ones. The big ones just take too much time and money. All of us have limited amounts of those (some more limited than others) and each of us just gets one body. Research has led to incredible improvements and innovations in health matters, and I know that many people who were injured in some way are now able to walk, speak and do things due to advancements in technology, but I don’t know of any person getting a 100% new body this side of heaven!

Had I taken my body’s previous signals more seriously, for instance, I could have avoided much pain, not lost work, and not be spending money for physical therapy co-pays (thank God I now have company health insurance). I am trying to discipline myself to do the stretching exercises and things I should have been doing before. That should be easy to do, because it helps avoid pain. It’s not. But in the long run, as I work to improve my attitude and my physical strength I know I will gain. I’ll save money, reduce stress about my health, and more importantly, I’ll have a body that lets me do the things I want to do. I’ll be able to spend time with the people I care about and do the things I care about.

For too long I’ve had the attitude that “My body will keep going because it has to. I have to go to work; therefore my body will keep going.” In more ways than one, last month has been a loud wake-up call to me that that attitude doesn’t work. Bodies break down, whether we can “afford” to have them break down or not. But if we take the time and make the effort to take care of small matters before they become big ones, we may avoid some breakdowns and live easier, better lives.

P. Booher

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Freezer Tip

 

iceIf you have a chest freezer, consider keeping a bag of ice and at least two or three quart or larger containers of water in it. This supply makes a “mini-freezer” that keeps your food colder longer in case of a power outage. A bad storm recently came through the area I live. The power was out for about twenty-four hours. Because our chest freezer wasn’t full I thought we would lose the food, especially when I heard chunks of ice falling inside the freezer. But the food inside was still solid when the electricity was restored. Some time ago I put a bag of ice in the freezer, along with plastic jugs of water. During the power emergency I bought two more small bags of ice and added them to the freezer. I think this, along with not opening the freezer, helped keep the food, and kept us from the expense of having to replenish our supply.

P. Booher

 

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An Easy Tip to Save on Car Insurance

jeep

One tip that’s often listed as a way to save on car insurance is to review your policy and check rates from different companies for the same type of policy. You may find you can save significantly on your premiums by going with another company.

Another way to possibly gain some money is to review the continuation notice the insurance company sends. Make sure the information shown—for example, number of miles driven, what coverage is on the vehicle, and if the vehicle is paid off, that no liens are listed against the auto—is correct. In my case, I discovered that although my car had been paid off for almost a year, there was still a lien listed on it. Correction of this error and another error on the notice resulted in a savings of $76.00. Taking the time to go over the information yielded money found. Why give the insurance company more of your hard-earned money than you have to?

P. Booher

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