One tip that’s often listed as a way to save on car insurance is to review your policy and check rates from different companies for the same type of policy. You may find you can save significantly on your premiums by going with another company.
Another way to possibly gain some money is to review the continuation notice the insurance company sends. Make sure the information shown–for example, number of miles driven, what coverage is on the vehicle, and, if the vehicle is paid off, that no liens are listed against the auto–is correct. In my case, I discovered that although my car had been paid off for almost a year, there was still a lien listed on it. Correction of this error and another error on the notice resulted in a savings of $76.00. Taking the time to go over the information yielded money found. Why give the insurance company more of your hard-earned money than you have to?
Last month the premium for my car insurance increased. Reason given? “Change in distance driven”. Knowing I hadn’t been driving any more than usual, I drove over to the agent’s office and after I gave the secretary the odometer reading, the secretary entered the mileage in the system and the bill was reduced on the spot. Lesson learned: know my usage, and speak up if warranted.